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University of Mississippi

Financial Literacy

Our Financial Literacy resources have been compiled to assist you with exploring how to develop healthy financial habits while in college. Its purpose is to provide students with relevant information to increase their financial literacy. Being financially literature is important both in the professional and personal realms of your life.

There are a lot of resources our there that can help you improve your Financial Literacy. Some important topics to explore are budgeting, saving, investing, and developing your credit.

“Financial Literacy means, ‘Knowledge and competence of how to deal with money.'”

-National Financial Educators Council

 

Why is Financial Literacy Important?

“If you pay attention to managing your money properly, you’ll be able to graduate with zero credit card debt and a good credit score. And what will that great score do for you? It will help you get approved for an apartment or an auto loan, if needed. Depending on where you want to work, it might even help you land the job that you want.” -US News

Where to Start?

US News has a website specifically dedicated to Financial Literacy for College Students. This site is a great starting point and has pages you can explore related to topics like:

University of Mississippi Resources

The University of Mississippi Office of Financial Aid

The Office of Financial Aid has a dedicated site for Money Management. This is a great resource for students and parents. There are links to great educational resources that cover a wide range of topics.

339: Personal Finance

A course offered by the Finance Department that covers tons of topics related to finance!

Online Resources

The Skimm

A great resource for understanding a number of topics and has a page specifically dedicated to money. They break topics down in way that young adults can understand and connect with. You can sign up for the Skimm Money weekly newsletter to stay up-to-date on what’s going on in the world of money.

Nerd Wallet

A resource for lessons in financial literacy for college students provides an easy to understand overview of important topics such as maxing out financial aid, understanding your loans, and building credit.

Clever Girl Finance

A free online PDF to help young adults prioritize the right things when it comes to finance!

Harvard Resources

A helpful site that guides students through understanding the importance and basics of financial literacy.

Chime

Chime provides a list of the 10 Best Money Books to Improve Your Financial Literacy which includes suggested reads for millennials, eliminating student loans, saving money, investing, etc.

NAF

NAF completed an interview with John Schlander from The Penny Hoarder where he explains the 50/30/20 budget and how to manage your money by Bullet Journaling.

 

Helpful articles from The Penny Hoarder: